18 Best Money Making Apps In Nigeria 2024 (Paying Real Cash)

Will you like to make money online using your phone? Downloading legit app that pay real money directly to your bank account is the sure way.

You can earn 1,000 Naira signup bonus and at least 100 dollars daily with your smartphone on these money making apps.

Though, most apps claim to pay users and after reaching the threshold the user will find it difficult to withdraw. Here, we have carefully selected paying apps you can always trust.

Instead of using your phone to catch cruise or gossip on social media you can simply register on some money making apps in Nigeria to start earning.

You can earn not less than N5,000 for inviting your friends and enem1es to join any of this apps and you earn at least $100 for performing tasks on the app.

As a 300 level students of UNILAG, I have personally earned over N500,000 from one of these apps and I withdraw it directly to my bank account.

To get started, d0wnload the application and signup for free…


Best Money Making Apps In Nigeria

These are android apps that pay instantly for performing tasks, and you can earn real money daily to your bank account in Nigeria.

Money making apps in Nigeria

Will you like to start making money with your mobile phone, d0wnload and sign up for free on any of these apps to start earning.


1. Toloka app

If your aim is to earn real money just by downloading an app and using the app then toloka is one of the best app you may like to d0wnload.

Earning money to your Nigerian bank account becomes easier with toloka, because it helps you to earn money online by completing some simple tasks on the application.

You mostly need to analyze and evaluate various types of content. For example, you may need to check whether sites match search queries, compare images, and determine product categories.

It’s easy with Toloka, just pick a task, complete it, and get rewarded. All you need is your smartphone with internet access and some free time.


2. Mistplay app

Mistplay is a high paying game apps that pay real money in Nigeria for those that like playing android game, you can play different types of games and earn real money.

Mistplay offers bonus units when you earn badges for each game. The night owl badge, for example, rewards you with more units if you play late at night.

The longer you maintain a streak of logging into Mistplay each day, the more the app will reward you with bonus units.

There are various ways by which you can earn on this game app, they may offer you Gift card which you can use to shop in your favourite store such as; Amazon, Spotify, Uber, and more.

Various games, including puzzles, multiplayer, foot ball game and more which you can play to make money online in Nigeria.


3. Branch app

Another money making apps in Nigeria that can help you earn money directly to your Opay account is branch app, a popular fintech app that offer personal loan and investment and it allow you to earn money by inviting your friends to use the app.

You will earn money directly to your Nigerian bank account when you refer your friends and enemies to join the app.

When any of your friends d0wnload and register on the app using your referral code you will earn a reward. You can earn up to 1,000 naira for referral bonus.


4. Mypoints app

There are many ways to earn money online through mypoints, and that makes it one of the best apps that pay real money in Nigeria.

It’s not just a game apps that pay real money, but also a top paying refer and earn apps in Nigeria.

When you join this money making apps in Nigeria for free, you will receive instant welcome bonus of $5. When you shop in your favorite store through this app, you will receive 20 points per each dollar you spend.

However, they also pay you for taking survey, you will receive 2200 points per survey, which means they also pay you for dropping your opinion on any particular issue.

For playing android game on this app, you will get paid for playing any games that pay real money in Nigeria such as, puzzles, trivia, football games that pay and much more.


5. Poll pay

Poll pay is one of the legit survey apps that pay real money in Nigeria through Palmpay. It’s also one of the best refer and earn apps in Nigeria they pay users for inviting their friends.

Though, it is not a game app or app that pay for watching video, here you will earn money by taking surveys. You can earn $1 per survey.


6. Sweatcoin app

Sweatcoin is a free app which rewards your daily steps with a new-generation currency you can spend on cool products or donate to charity.

This app pay you for walking with your legs everyday, which means each time you are walking out, the app pays you depends on how many minutes or hours you walk per day.

Though, sweatcoin does not give you real money, rather they offer you virtual currency which you can only use within the app.


7. Slidejoy app

Slidejoy is an Android app that allows you to earn money by displaying ads on your phone’s lock screen. This money making apps in Nigeria pay you for locking and unlocking your mobile phone.

Instead of allowing free ads to be displaying on your phone, why not allow this app to show those ads for you to earn money.


8. VeeU app

One app that pays you to watch videos in Nigeria is “VeeU.” you can make between $10 to $50 daily by watching videos on the app.

It is one of the best app to watch videos and earn money in Nigeria and get paid directly to your bank account.

VeeU often offers daily tasks and challenges that can help you earn additional Coins. These tasks may include watching a certain number of videos, liking, or commenting on videos.

You can increase your earnings by referring friends to join VeeU.


9. JUMIA Online Shopping

Jumia is a popular online store where you can visit to shop your favourite stuff, including fashion wears. And it’s one of the best money making apps in Nigeria.

Through their affiliate program, users are able to earn real money by inviting their friends to the platform.

It is a good refer and earn apps in Nigeria, that pays high for each referral.


10. Uber or Bolt app

If you own a car or have access to one, you can consider becoming a driver for ride-hailing services like Uber or Bolt.

These platforms connect drivers with passengers who need transportation. You can set your own working hours and earn real money from this apps by providing rides to customers.

This option requires a valid driver’s license and a roadworthy vehicle. To get started you need to downl0ad and sign up on the app.


11. NairaBET

If you have an interest in sports and are knowledgeable about b£tting, you can explore NairaBET.

It is an online sports b£tting platform that allows users to place b£ts on various sporting events.

While b£tting involves risks, some individuals have been able to make money by making informed decisions.

However, it’s crucial to approach b£tting responsibly and not rely solely on it for income.


12. VFD Microfinance Bank

VFD Microfinance Bank is a digital banking app that offers various financial services, including savings, loans, and investment opportunities.

It is a money making app in Nigeria that can help you earn while performing other financial services.


13. Swagbucks

An application that reward you with real cash for completing a simple tasks. This money making apps in Nigeria pays daily to bank account.

You make money from this app by watching videos, completing surveys, giving your personal opinion, free trials and trying services with this app.

Most individuals use this as a side hustle, because it help you earn a little extra cash for doing things you are already doing anyway.

Like, Searching the web, scanning receipts, playing games, doing trivia, answering surveys, trying new apps or getting cash back rebates for online shopping.

Swagbucks pays real money to members which is known on the platform as SB. SB is a point that you earn daily for performing task online. 100SB is equal to $1 in real cash.

You can decide to redeem your earnings for free gift cards to Amazon, PayPal cash, and prepaid visa card.


14. InboxDollar

Marketing research app that pay users for taken part. Inboxdollar is the best money making apps in Nigeria that you can easily earn dollars direct into your bank account.

The major reason why I like this app is that it pay you $5 immediately you register on the platform. Online surveys normally pay $0.50 to $5.00 for less than 25 minutes of your time.

Another way to earn from this real earning apps is by watching video, this app pays you for each video you watch and it pay between $0.60 per day for just watching video or listening to it from the comfort of your home.

Major things you can do in this app are: take surveys, shop online, scan receipts, and watch videos to earn cash back from your phone.


15. Google opinion rewards

If you are someone like me that do not like collecting apps from another individual then you will really enjoy using this legit sites to make money in Nigeria.

This is an app that help google surveys team to carryout surveys and they reward you with google play store cards.

However, all you just need to do is to go to play store and download Google opinion rewards app and start using it to answer simple surveys and earn google play credit.

This play store cards are being purchased by gift card vendors or you can used it to download it upgrade most applications.

The fact is that it is one of the apps that pay you real money in Nigeria, Renting or buying movies is how I spend my rewards.

Answering general questions helps having to see ads that don’t matter to you in particular and seeing some that do if you answer the questionnaires honestly.

Never personal questions. You just can’t lose with this. It’s not a get rich quick thing.

Sometimes I will upgrade to an ad free version of an app I like, but mostly it’s free new release video rentals for me.

Still, I really like this app! I had it installed for a couple years now, on a few different phones and I haven’t experienced any issues to date.

Although the payout is usually small, I like that the money is credited to my Play Store account instantly and the surveys are fairly short.

For about 30 seconds of my time the reward is usually between 10¢ and 30¢, not too bad in my opinion.


16. Carry1st Trivia

Carry1st trivia is a PayPal games that pay real money in Nigeria that you can play to earn money daily into your PayPal account. The game is fun and educative too.

It is a legit game app that pay you for each question you answer which is why it is one of the best online business ideas for students in Nigeria because they earn money just by doing what they like most.

To start earning on carry 1st trivia game you need to downl0ad the app and sign up after registration you can then start playing the trivia game and earn.

However, carry 1st trivia may not be one of the game apps that can make you rich quick but it is one of the best game apps that pay you real money in Nigeria.


17. Foap app

This is another best money making apps in Nigeria that you can simply earn money just by selling your picture or image.

Most of us normally snap our picture and upload on a platform like Facebook and Instagram without getting any reward that same way you can also upload your picture on foap app and make earn money, how?

There are a lot of big brands that are looking for pictures they can make use of for promotion or for blog posts these people need original images so if you upload your original image snapped with your phone if they see it they can buy it from you and pay you high amount of cash.

Foap can also help you promote your images on Getty images a legit platform that people also visit to look for original image to buy. Many of your friends might be selling their images on the platform too without you knowing.

But, what will I gain if I fail to share this apps that pay you real money in Nigeria by just selling your own image or art work? Nothing.

To get started on foap, you need to first download the app and register after the registration you can then upload your images and be waiting for buyers to buy it.


18. PiggyVest

PiggyVest is one of the best money making apps in Nigeria, it is a savings and investment platform that allows you to earn interest on your savings.

While it may not provide direct income, it allows you to set savings goals and invest in various investment opportunities, such as agriculture, real estate, and transportation.

By consistently saving and investing, you can accumulate wealth over time. This app can be useful for long-term financial planning and building a sustainable income source.



I have been able to show you different apps that pay real money in Nigeria for performing tasks and having fun.

And many of these apps pay you for doing what you always do for free daily like, working as a driver, dispatch rider and more.

Earning at least $100 from these money making apps in Nigeria daily or weekly is possible only if you understand how they works and you always follow the app rules.

Read also ==> 8 Ways to Make 5000 Naira Daily On Facebook In Nigeria

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  1. Hattie💕💕 December 12, 2023
    • UsulorInform December 12, 2023

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