Opay Sign Up 2024: Open Opay Account In Nigeria For Free

How to open Opay account: To create an Opay account is free and anyone can easily register and start performing financial transactions with ease.

People do not just like opay because it help them to perform different financial transactions without stress but the fact that your money is safe, no unnecessary bank charges.

And in this article, you will learn everything you need to know about Opay account, how to get your account number fast and opay sign up procedure.


About Opay

Opay is one of the best Digital banks in Nigeria that offers different financial transactions services.

Opay sign up

Opay Digital Services Limited is a company founded by Opera Norway AS Group with footprints in emerging markets across Asia, Africa, and Latin America in countries like Mexico, Nigeria, Egypt, and Pakistan.

Any body can create an account in this platform without any need to visit the bank, and also your ATM card will be delivered to you at your door step once you request for it.

Opay is %100 digital, which means you can stay in the comfort of your home and chat with their customer care and your issue will be resolved without any stress or going to bank.

To enjoy their various services you need to download Opay app, the latest version and login.


Things you can do with Opay account

  • Buy airtime and data bundles
  • Borrow loan on Okash
  • Pay for electricity bills
  • Fund your Bet9ja account
  • Pay for WAEC
  • Fund a cowry card
  • Pay money to microfinance banks
  • Subscribe for your GoTV, DSTV, and Startimes and NEPA bills
  • Book hotel and flight
  • Fast money transfer to any banks from your Opay app.


Why you should open an Opay account

1. Security

Security of your money is very important, all transactions are protected with encryption and biometric authentication, which helps to reduce fraud to zero. With opay your money and transitions are protected.

Your mind will always be at rest, unlike most traditional banks that you will keep your money and it will be missing without any trace, Opay is completely different, just download opay app and enjoy.


2. Speed

If you ever done a transaction and the money hang due to low bank network, then you need to register to enjoy fasted transactions. You can send money to anyone and the person will receive it with a speed of light.


3. Wide range of services

Download opay app to enjoy all their services, on the app you can get instant loan without collateral, pay bills, buy airtime and much more.

The fact is that, Opay is one-stop mobile based platform for payment, savings and other important services.


Read==> How To Apply For Opay POS Machine In Nigeria


Opay Sign up requirements

  • Opay app
  • Your name
  • Phone number and email address
  • BVN (Option, if you didn’t have)
  • Strong password.


How to open opay account

Here are all you need to create your opay account successfully.

  1.  Download opay app, open it and click on register
  2. Provide your personal details
  3. Verify your account
  4. Set up your opay wallet by creating a six-digit PIN that your will use to login and perform transactions always.
  5. Add money to your account and verify if it’s working fine.


What is the USSD code to open Opay account?

*955# is the code to open Opay account on your phone.


How to get opay account number

  1. Download opay app
  2. Sign up by filling your details
  3. Your registered phone number is your account number.


To check your opay account number after signup,

  • Login to your opay account using the Opay app
  • Go to your dashboard, click on your profile picture in the top left corner
  • Then, you will see your opay account number displayed on the screen.


Note: opay account number is just like other banks (Kuda, Chipper cash, First bank, GTBank) account number. It is a ten (10) digits numbers.

Your registered phone number will become your account number after opay sign up, you just need to remove the first 0 in your phone number and the remain numbers is your account number.

Example of opay account number: if your registered phone number is: 08123456789 just remove the first 0 and your account number will be 8123456789.


Can I open opay account without BVN?

Yes, there is a limit to amount that you can deposit into your opay account. Opay account can hold a maximum amount of N300,000 if opened without bank verification number.

And the daily transaction limit on Opay account without BVN is N50,000.

  • Single transaction limit – N50,000
  • Daily transaction limit – N200,000
  • Cumulative transaction limit – Unlimited
  • 7 days cumulative transaction limit – Unlimited
  • Maximum account balance – N300,000.

The reason for this limitation is to prevent fraudulent activities and money laundering. By restricting the amount of money that can be held in an account without BVN, the CBN can reduce the risk of financial crimes.



How to add BVN to opay account

Below is the procedures on how to add BVN to opay account, if you registered without BVN.

  • Open the OPay app and log in to your account.
  • Click on the ‘Me’ icon in the bottom right corner of the app
  • Click on your profile image at the top of the page.
  • Click on ‘Upgrade’ and enter your BVN.
  • Click on ‘Verify BVN’ and wait for the verification process to complete.

Once the verification is successful, you can start using your OPay account without any limitations.



Now, you can easily download opay app on play store login and perform your financial transactions. Opay sign up is very easy and anyone can register once you meet all the major requirements.

Did you have any questions, if yes, drop it in the comment section below.

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One Response

  1. Joel chimaobi July 16, 2023

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