Top 20 Legit Online Business In Nigeria That Pays (2021 List)

What are the best online business in Nigeria that are legit and easy to start in 2021? If you also have this kind of question in mind, continue reading as I will be revealing those business you can easily start online from the comfort of your home.

Most of the best online businesses that i will be showing you here are business you can easily start using just your laptop or smartphone. You do not need much capital to start most of these business even you can start some of them with zero capital.

However, if you have a job that you are currently doing, I will advice you to start any online business too as a side hustle business.


A lady once asked me; is it possible to work online and earn income without spending money? Yes, it is possible but you will still need money to purchase data bundle that will enable you to have access to the Internet.

The fact is that making money online without yahoo is not that hard, the reason you are not making money online is that you are not ready to learn, you always feel lazy to work online.


What is online business?

Online business in Nigeria

Online business is any kind of business activities that takes place on the Internet. Online business is not limited to buying and selling online, it also include providing an online services.

People make money online by providing an online services and selling of products through digital channels, you meet and transact with your customers or clients on Internet without any need to meet them physically.


Why you should think of working online.

Their are many reasons why most individuals prefer to work on Internet rather than offline means and below are some of the major reasons;

You can work from any location,
You must not have a physical office before starting an online business, you can stay at any where including your home and work.

You can stay here and work for someone in USA, Canada or India.

Their is no specific qualifications for starting an online business, people only care about your skill and what you can offer.

anybody can work online either rich or poor, even someone without connection can work in high position online.

Internet gives you a high reach than normal offline business that people do, you can reach millions of people within a minute. The fact remain that Internet is one of the busiest place ever.


Is online business profitable in Nigeria?

Yes, online business is very profitable in Nigeria. You can stay at any location and offer your services to your potential clients while you make your money.

many young entrepreneurs in Nigeria today became a millionaire through online business, such as; linderikeji and Ajah Excel who make money online as bloggers.

The best part about working online is that you can work any moment you wish, you will keep earning either you are sleeping or awake, unlike offline business that you will have to go out to meet your customers before you can be able to do business.


Can someone make money online legitimately in Nigeria?

Yes! Their are many legit online business in Nigeria that you can do to make money, instead of you staying idle chatting with your friends on social media, you can tap from the opportunity to start social media marketing.

The major tools needed to start legit online business are; idea on the kind of business to do online, your smartphone or laptop and data bundle to be able to access the Internet.

But, now you already have smartphone and data bundle which you are using to chat and entertain yourself. You can flip it and use it to create wealth for your self.


Recommended: What Business Can I Start With N50,000 In Nigeria?


Top 20 Legit online business in Nigeria That Pays

Legit online business in Nigeria

These are the best solutions to the disease of poverty. That will help you wipe away poverty from your life.


Life is sweet when you understand the legitimate ways to build wealth online.

Below are some hot online business in Nigeria that pays;


1. Asking questions on Quora

The first online business that pays in our list is asking questions on Quora platform, to make money from quora is very simple, you make serious money on this platform just my asking questions.


Are you surprise?


Go to quora and create an account, update your profile with your real name and profile picture, do not try to fake your self because the people that are on quora are majorly intellectuals, professors from different geographical location.


The next thing to do is to start asking questions, not just ordinary question rather question that will make people to go for research, question that will make people to think deeper.

If your questions are getting much relevant answers, quora team will contact you through your email that you are qualified for quora monetization.

Quora is different from other online platform like YouTube, here you are not the one to apply for monetization rather they will be the one to contact you and start paying you.

Imagine, if you can ask 10,000 questions per day on quora when you qualified for monetization and all of them are getting high answers, you will make alot of money.


2. Freelancer

Freelancer is another online business in Nigeria that pays, you earn money as a freelancer with the help of your skill.


There is always a demand for talented writers, designers, and developers. As a freelancer, you can apply your skills and help people from all over the world with their projects (while you keep earning income).


It is not necessary to take large-scale and long-term projects that will gobble up all your free time. Choose shorter and simpler tasks that fit into your schedule.


The most popular freelance platforms are Upwork, Fiverr, and Freelancer.

It’s worth noting that Fiverr is a bit different from traditional exchanges. All prices for work there are multiples of N3,000 To earn more, customize your offerings so that you can easily sell additional services to your customers.


Freelancing allows you to choose projects you like and work on a schedule that suits you and in a place that suits you.



3. Become a Blogger

Blogging is another legitimate online business in Nigeria that anyone can do, both male and female. People are making millions daily from their blog.

You can tap from this great opportunity by starting your own blog either on WordPress or blogger, design your blog and start writing interesting article that is niche based.

grow your audience organically, monetize your blog through affiliate marketing or google ads, drive traffic to your blog and earn.



4. YouTuber

Vloging is another interesting online business in Nigeria, if you are good in any niche or you can teach any things, you may create a YouTube channel and start teaching people what you know.

I know a lady that usually teach people how to cook on YouTube, while some are shooting and posting their comedy skits on YouTube too.

Blogging and YouTube are related just that one deal with writing while the other deals on video contents.

You will start earning from YouTube channel once you meet up with YouTube monetization requirements.


5. Bitcoin

Bitcoin is a decentralized digital currency that you can buy, sell and exchange directly, without an intermediary like a bank.

It is a virtual currency, it is a type of money that is completely virtual. In fact, it is an online version of cash.

How can you make money from bitcoin?

You earn money from bitcoin by either doing daily trading or buy and hold when the price goes down and resell when the price goes up.

Ask people that kept BTC in 2010 that later sold it back in 2021 the gain that they made, you will be shock to hear it.


6. Dropshipping

The easiest way to start a business with little or no investment in Nigeria is with dropshipping. To do this, you do not need to purchase equipment and rent a warehouse, just choose the niche of goods you are interested in, find suppliers (the best platform for this is AliExpress).

launch an online store, and place goods on it with a markup of about 50%. When a buyer has placed an order, buy the related item on AliExpress and provide the customer’s shipping address. The supplier will take care of the rest.


Dropshipping business is very easy to do the best part is that, You risk practically nothing, except for the time and costs for marketing and advertising.

If it suddenly turns out that the products you have chosen are not in demand, you can simply replace them with others.

You can do business anywhere: at home, in a cafe, at your main job during a break.



7. Become a Web designer

web designing is a great way to make money from the IT industry, as a web designer you can help business owners to design their website while you get paid.

Web designers majorly forcus on coding, planning and creating of Internet site and web pages, many of them combine text with pictures, sounds, graphics and video clips.

as a website designer you can earn high income by help people work on their website or update an already existing one.

For you to earn high in this field you may base on UI/UX design.

Today, the major popular online business in Nigeria is web designing because many companies need website/blog that they can use to increase their online visibility.


8. Make money with your creativity

Problem solvers are money makers, if you can think and solve prolem you can make huge money online in Nigeria. The best way to channel your creativity on a profitable track is to sell your work online.

If you are an artist or photographer, you can sell postcards and posters of your work, print them on T-shirts, mugs, and more.

If you already have a sufficient number of customers, you can take orders. Don’t be shy and don’t put low prices. Check prices from already earning artists or photographers of your level and be guided by them.

If you are a musician, you can give downloads for your beats, songs, samples, and other stuff for money, or sell your music on stock services.

the major benefits here is that you can become a part of someone’s life, and your work can penetrate the homes and headphones of your clients.



9. Become an SEO expert

Search engine optimization (SEO) simply means; the art and science of getting pages to rank higher in search engines like google.

SEO expert is someone that understand how search engine (Google, yahoo etc) works, and how to gain search engine attention.

As an SEO expert you will know how to write a well optimized blog post that human and search engine will like.

You will know about on page and off page SEO and how to rank higher in search engines to gain more organic traffics.

You can starting making money as an SEO expert by helping companies work on their website/blog to make it rank more high in search engine.


10. Project writer

Are you good in project writing, can you write a well researched content that is free from pragarism? If yes, becoming a project writer online will earn you a lot of cash.

As a project writer you will be helping final year students to write their project, helping them get easy to write topic, helping them to write literature review etc.

At least to write a project will cost more than N20,000. now, check if you can write five different project within two months calculate how much you will make.



11. Record a series of training videos

This will allow you to generate passive income online from your knowledge. Record a video explaining a topic that you are well versed in and sell.

Some platforms were you can sell your online course are;

  • Udemy for launching your first course.
  • Teachable for creating an online school with advanced marketing.
  • Skillshare for teaching creative skills.


however, recording instructional videos will take effort, but if you manage to create a popular and valuable course, you will receive regular passive income from the students who enroll in the course.


To write your first online course, think about a topic you know well and study it well enough to be able to explain it to the perfect teapot. The topic can be anything – web development, music writing, social media marketing, etc.


When you have decided on the topic and have prepared all the necessary materials, download an application that can record your actions on the screen and your voice explaining what is happening to the students.

Even if you have never done video recording and editing before, you can find instructions on YouTube or simply on the Internet.

You just need to spend a few days (or weeks, depending on how complex the topic is and how much you want to explain it) to record a series of videos and post them on the right resources, and then relax and reap the benefits of your labors.

You already have the knowledge, you just have to share it. Focus on teaching what you already know very well and everything else will come naturally to you. It doesn’t matter what it is: developing applications for Android, creating accounting reports, or using ads.

Helping people is always nice, and if you get paid for it, it’s doubly pleasant. selling training video course is one of the online business that pays in Nigeria currently.



12. Online forex trader

Forex trading is another online business in Nigeria that pays high, but for you to earn high in this business you must be a smart trader.

It is not a get rich quick scheme, but it can still make you rich if you are good at trading very well.

To trade forex, you need an online broker. Trading with a trusted forex broker is crucial for success in international currency markets. As a currency trader or investor, you may have specific needs related to which platform, tool, or research requirements you have.


13. Product reviewer

This online business is related to blogging but here, you majorly focus on reviewing of products like; phone, laptops, website and other digital and non digital products.

For you to start this business you need to create a website or use your social media account, choose a niche and start writing review about profucts on a specific niche that you have chose.

You can be adding affiliate link to each of the products after review to be able to earn money from your work.


14. Amazon Kindle Direct Publishing

If you are a writer and you have been worrying about how you can publish your book, due to lack of money. this is an opportunity for you to make money online in Nigeria though amazon kindle.

Self-publish eBooks and paperbacks for free with Kindle Direct Publishing, and reach millions of readers on Amazon.

Get to market fast. Publishing takes less than 5 minutes and your book appears on Kindle stores worldwide within 24-48 hours.

Make more money. Earn up to 70% royalty on sales to customers in the US, Canada, UK, Germany, India, France, Italy, Spain, Japan, Brazil, Mexico, Australia and more. Enroll in KDP Select and earn more money through Kindle Unlimited and the Kindle Owners’ Lending Library.

Keep control. Keep control of your rights and set your own list prices. Make changes to your books at any time.

Publish in digital and print. Publish Kindle eBooks and paperbacks for free on KDP.

Get started to Self-publish your ebook on KDP for free, all you have to do is go to Amazon sign up after creating an account publish your eBook and set your price, simple.


15. Audiobook narrator

This Is another best online business in Nigeria that is profitbale the truth is anyone can become an audiobook narrator. All you need is a recording device, a book, and an ACX, Fiverr or any other voiceover platform account.


How much do beginner audiobook narrators make?

For instance, if you’re a member of the American Federation of Television and Radio Artists (AFTRA), you’ll be paid $139.25 per hour as a new narrator, according to

Veteran narrators command about $168.25 per hour. So, either group would make over $1K for an eight-hour-day’s worth of work.

This business is not too common in Nigeria but people are earn huge income from the business.



16. On demand printer

Print-on-demand (or POD) is an order fulfillment method where items are printed as soon as an order is made, often without order minimums.

For instance if someone order for a book after the payment for the book the person can print it immediately. This online business is profitable in Nigeria.


17. Affiliate marketer

Affiliate marketing is an advertising model in which a company compensates third-party publishers to generate traffic or leads to the company’s products and services.

The third-party publishers are affiliates, and the commission fee incentivizes them to find ways to promote the company. Most affiliate platforms per 20 to 50% commsion.

I always advice beginners to start this business by promoting produce with little price and small commission to enable them understand the business and how it work.

Most people usually made mistake of starting to promote products with high commission which will not be easy to sell fast.

Affiliate marketing is one of the best legitimate online business in Nigeria that you can make money from.


There are many affiliate marketing platforms that you can join and get products or services to promote. Some of them are Amazon Affiliate, Jumia Affiliate, Konga Affiliate, Commission Junction etc.


18. Sell photos online

The best way to sell photographs online is by selling them as stock images for sale on third-party websites like iStockPhoto, Dreamstime, Shutterstock, burst or Getty. Selling your original photos through stock sites is quick, easy, and affordable.

You can even create a website where you can be selling your photos, if you are a good photographer or graphic designer that can design a catchy image, that will be good for advert, blog post, you will see how people will be paying just to buy those photos that are not copyedited but original images.

This is one of the most legit online business in Nigeria that pays without must investment, and it is easy to start.


19. Virtual PA

As we have personal assistant offline that is how there are online personal assistant too. virtual PA is even more popular than you think.

A virtual assistant is a self-employed worker who specializes in offering administrative services to clients from a remote location, usually a home office.

Typical tasks a virtual assistant might perform include scheduling appointments, making phone calls, making travel arrangements, and managing email accounts.

As a virtual PA you can stay in Nigeria and be working as PA for someone in United States of America.

To become an online PA is very simple, you just have to be trusted by your client and you must be creative in your work.



20. Become a TikToker

A TikToker is someone that usually share short videos on an application call TikTok, this is one of the best online business for ladies that wish to earn money online by providing interesting short videos.

To start earning big money as a TikToker directly from TikTok, you must be above 18 years, meet a baseline of 10,000 followers, and have accrued at least 100,000 video views in the last 30 days.

Once you reach that threshold, you can apply for TikTok’s Creator Fund through the app, and start making your money doing what you like doing best.




We have been able to point out some high paying online business in Nigeria that are legit and easy to start with little or no investment.

Most of these online business involves you having a skill, been an expert in a field and having problem solving skill.


If you can’t solve a problem, you will hardly make money online, as I said before that Internet is one of the busiest place in the world, people that are on Internet are people that are looking for solution to their problem or people searching for problem to solve, either free or paid.

For instance; on quora many people are earning income just by asking relevant questions while some are there just there to provide answers to the questions.


Their are more way to earn money online such as; Survey taker, Online tutor, Remote customer service provider, eBay seller, App creator, Amazon trader CV/Resumer writer. Online focus group participant etc.


I hope you derived value from this article? Feel free to ask question using the comment box below and I will get back to you as soon as possible.

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