13 Ways To Make Money Online In Nigeria Without Paying Anything

Are you looking for how to make money online in Nigeria as a beginner? Here, am going to show you how you can earn money on internet without paying anything.

Even as a student looking for means to earn urgent 2k a day online, am going to show you jobs, sites and apps to make money online in Nigeria.

With free registration you can start making $100 daily without investment. There are a lot of legit online business you can do as a student or graduate to make real money online.

How will you feel if I show you legit ways to make money online with your phone without paying anything to start and free registration, how will you feel?

If you are ready to start making at least N5,000 to N10,000 daily on internet then, read this article to the end.


How to make money online in Nigeria without investment

  1. Start an Ecommerce business
  2. Start a Blog or Vlog
  3. Become a content writer
  4. Become a tutor
  5. Become a Social influencer
  6. Try Drop-shipping
  7. Become a freelancer
  8. Create and sell E-books
  9. Become a life or relationship coach
  10. Make money with affiliate marketing
  11. Create an App
  12. Become a virtual assistance
  13. Sell your graphic works.

We created this list to give people a sense of the scope of opportunity out there available to those who want to work and make money online in Nigeria.

If you ask anyone out there who makes money online, what they do, sometimes it’s online jobs—like writing or drop-shipping.

Sometimes it’s in-person servicees they provide, from running a consignment store to wedding planning.

One way or the other there are different opportunities, the online opportunities provide great flexibility and portability.

However, remember that starting any of these businesses requires that you put in so much effort.


1. Starting an Ecommerce business in Nigeria

One of the proven ways to make money online in Nigeria with your smartphone that doesn’t require so many skills is learning how to trade online.

Ecommerce is all about buying and selling goods, you can buy cheap items or accessories then sell them in places where you can easily deliver.

This is a productive online business in Nigeria that anyone can use to make money online and it is top on our list of ways to make money online in Nigeria.

The good thing is that you don’t need to create an expensive website or app before you can have a place to list your items for sale and get oN.

These days there are so many people using their WhatsApp and Facebook accounts to market their services and they are getting good sales as long as you don’t sell things whose prices are so high for an average Nigerian.

If you consider starting an ecommerce business remember to learn also all the best methods and practice for online sales.

Read: Top 10 Best Selling Items On Mercari 


3. Start a Blog or Vblog

Times without number, you must have come across blogs like; usulorinform.com, that gives you one or two information about the things you want to know.

Starting a blog has also proven to be one of the best ways to make money online in Nigeria without investment from the comfort of your home, except for the fact that it would take you some time to fully set up and start making money.

Apart from starting a blog where you are expected to be writing content, that will generate traffic and in turn start generating money, most people also go into vlogging.

The difference is that instead of creating text content you are going to be creating video content.

By the time you have created either a blog or vlog that gets a lot of daily views you can start making money from this.

If you are going to start a vlog, remember to spend your time creating quality videos and one of the places you can choose for your Vlog is YouTube.

YouTube is the most popular Vlogging platform which you can use to publish your video content and make money from it.


3. Become a Content Writer for companies

If you are good at writing, then you can choose a writing career online, it is without any doubt one of the great ways to make money online in Nigeria as a student with your phone.

Some blogs and websites are need of content from time to time, you can find websites or platform that pays people to write, once you start doing this you can start making money online from the comfort of your home.

For instant, Opera Mini news was one of the platforms that paid Nigerians to write and make money from the content they are creating too, there are several other platforms too, but remember that you need to be good at writing to succeed in this.


4. Become a Tutor

Highest paying jobs in Nigeria

This is also one of the most recommended means of making money online in Nigeria with your phone for free without paying anything to start.

You can make a lot of money on the internet while offering tutoring services to people, the good thing also is that you can pick your working hours by being an online tutor.

You can decide to teach secondary school students or if you are in the higher institute you can find people to teach the courses that you know.

You can make over N10,000 a week by offering tutoring service, it is also fascinating that you can develop your customer base through informal, permeability, and significant number of people requesting for your service.

While sciences and maths are regularly one of the most requested subjects that you teach, you’ll likewise discover it appealing to teaching English to people that need to improve.

There are other aspects like mentoring and teaching other things, mentoring might be best if you are good at motivating people.

Having a degree or good knowledge of what you want to teach is fundamental for this sort of work, so learn and ensure that you are good before you make yourself available for tutoring services.

Evaluate yourself and know what you can teach before starting, be sure that you are also good and possess teaching skills.

If you studied a particular language in school like French, English, then you can also teach what you studied online. You will be exposed to a new writing career if you consider this seriously.

Another thing is to skills need in convincing people to take part in your online tutoring service, you may likewise be considered for an internet coaching, instructing, or tutoring position.

Zero in on mentoring in your field of mastery. In case you’re not that of a  teacher, presumably, you shouldn’t consider coaching as a career.


5. Become a Social Influencer

Have you noticed the Instagram and Facebook influencers in Nigeria? They pose as celebrities and they make money from what they do.

They are seen as celebrities and with the followers they gather, they can easily get brand deals and endorsements.

You can be an influencer by doing anything that people love to watch and see you for, Cristiano Ronaldo earned $975,000 for every sponsored Instagram post, making him the highest-paid influencer?

While it may seem like reality stars, singers, and athletes are the biggest influencers, keep in mind that even individual and small influencers can make more money online even if they do not have millions of followers like popular influencers, WizKid, 2baba, Davido and the likes, as long as you have an active follower base.

To become an influencer, you need to build a loyal following. The easiest platforms to do that in Nigeria is YouTube and Instagram, sometimes people use Facebook.

Some of the biggest non-celebrity influencers in Nigeria that you know today all gained their first taste of first exposure on these platforms.

Especially the big brother Naija housemates that we all know of. You can learn how to get more followers on Instagram and build your followers.

To make money online in Nigeria as an influencer, you can charge for sponsored posts, speaking gigs, create your online store and sell products.

Add affiliate links in your bio, sell your photos, sell ads on your podcast, get paid as a brand ambassador, create a book, get paid to appear at events, and more.


6. Try Drop-shipping

Have you heard about drop-shipping? It’s a technique for selling where the merchant doesn’t have the actual goods.

All things being equal, when a client makes a request, you buy the goods from an outsider, and they transport it straightforwardly to the client.

“This implies you’ll never need to spend a single dime to store your items or keep up your stock,” this is what drop-shipping is about.

You can start doing the drop-shipping business and you will make a lot of money from this in Nigeria.

This strategy should be possible with internet selling platforms like eBay or Amazon. You can learn more about drop-shipping.


7. Become a Freelancer

A freelancer is someone that works from home online, what it means is that you have to enrol on websites like Upwork, Fiverr and other platforms then you can create gigs around services people need, depends on what you know how to do.

If you visit the above platforms we mentioned, you will see some of the kinds of stuff that people do, such as writing, web design, artworks, music voice-over and so much more.

All you have to do is sign up get started and enjoy your online career. If you are looking for how to make money online in Nigeria as a student, freelancing should be your best option.

Read: How To Make Money On Fiverr


8. Create and Sell Ebooks

This is not a very common ways to make money online in Nigeria as a student, but it works and it provides a good stream of income for you.

If you know how to write, you can put something together and save it in an Ebook format then sell them on platforms like Okada books.

Making an Ebook is very easy, all you have to do is pick something you want to talk about it could be a course or something you want to teach. All you need to do is write the ebook, format it, create an ebook cover, publish, and promote it.

Back in 2022, I created several ebooks on Amazon and Okada books which are platforms for selling books (took all but one down), and even I was able to start making money from my ebook sales.

Though this may not make you rich, you can still make some money from it.

You can choose to hire a writer for your ebook if you are not very good at writing, then you can also get a graphic designer to design the cover, or a freelancer to format the ebook for you to help minimize the work you need to put into it, just make sure that your ebook is something people will find interesting when reading.

It’s best if you focus on keywords based on what people want, find out the kind of ebook people are buying and create yours.

I often write my ebook based on what people always search for and I use the Keyword Tool to find out the things people are searching the most, which allows you to find the words people use while searching the most, all I need to do is to craft a title around it.

To make money online in Nigeria selling ebooks, choose your audience wisely because you need to market your book, you can market it in several ways.

One of the strategies people use to sell their ebook is to offer a part of their ebooks for free, maybe for a few days.

This helps people to find you and see the value in your ebooks, and it will boost your awareness for some time and you can get some reviews on platforms like Amazon, which helps you rank better for paid listings.

Also make sure that your ebook images are captivating, rather than just placing the ebook like that with any kind of cover, make sure you design a good cover.

This will help you to get some clicks to your ebook on platforms like Pinterest.


9. Become a Life, Business or Relationship Coach

Low stress jobs that pay well without a degree

Some people need life and relationship coach to solve their day to day problems. Life coaches are people who have a good understanding of life, business or relationship coach.

These people help other people in different aspects of life stay focused on both personal and professional goals.

People go to life coach when they need advice, to overcome their fears, boost their self-confidence, create goals and instil success-oriented habits in them.

You can form a career out of career or life coaching, this can also be in relationship aspects, evaluate yourself for the things you are good in and see if you can people who are lagging in other areas,

of course so many people have become life coaches online and they charge for the time and services rendered so see if this is what you could do to make money online in Nigeria.

Remember to do this to give value and not just to charge people for the pay and really like you are good in what you claim to be doing, people will come to you if only they are sure you can solve their problems.


10. Make money online with affiliate Marketing

Affiliate marketing as of today is still a very good method to make money through the internet, if you don’t know what affiliate marketing is about, what is simply done in a layman’s language is that you refer people to patronize and buy from other companies.

They are companies that will give you a commission or a fixed amount when you refer people to patronize them.

All you have to sign up on available platforms, get your referral link and make use of social media platforms to refer people to patronize those companies or platforms providing one service or the other.

This is an online business that you don’t need any money or special skills to start, all you have to do is to find people that are suitable clients or buyers for the company or platform that you signed up on their affiliate program.


11. Create an App

Oh, you mean an App? Like, develop or program something?

What if you, you’re probably not a developer you might think that this money-making idea will not work for you or you feel a bit stuck.

Fortunately, with the new age of technology, there are so many ways you can use to make an app that doesn’t involve any programming skills.

These days, marketers are using freelance platforms to find affordable developers to create apps for them and one of those platforms is Fiverr.com.

There are also DIY and drag and drop app builders that let you build a different kind of apps for any purpose.

So the question is if you come up with an app idea, how do you make money from the app, or how do people make money from Apps?

When it comes to making money on your app, your best bet will be to add it to Google Play and the App Store.

And while it may seem counterintuitive, having a free app can help you make more than a paid app.

With a free app, you can add ads or premium features to help you make money. Since the free app will attract a higher volume of people, it’ll be easier for you to upsell them.

The most important thing is to have an app that has great content that people will feel okay subscribing to.

Related: Best app to earn money online?

12. Become a Virtual Assistant

There are several companies who provide online services and these companies have customer support unit, they can hire people from anywhere around the world to respond to customers and clients online.

This is one of the cool ways of making money online in Nigeria without investment if you are good at customer relation.

Another aspect of this is to help companies or individuals manage their social media handles and with this, you can make some money for yourself while working online as a virtual assistant.

Virtual assistant means you work from home and provide support for companies or individuals or needs this to maintain a good experience for their customers.


Related: Top 40 Profitable Daily Income Business In Nigeria


13. Sell your Graphics Works

Are you a photographer?  Do you know it is possible to sell your images online for professional use?

Well, this one of the newest and best means of making money online these days if you are a good photographer.

There are websites online that allows you to sell your images.

Apart from selling real live images, you can also do things like graphic designing which involves designing a different kind of graphics for companies and you get paid for each job you submit.



There are many legitimate means on how you can Make money online in Nigeria without investment with free startup.

If you are broke and you have a smartphone, then you are the cause of your brokeness.

Even as a student or graduate you have no reason to be broke. there are different ways on how students are making real money online.

Those business listed above will help you to make as much money as you want depends on your effort and values you are providing online.

I wish you success on your journey to make passive income online.


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  1. Ajayi Bosede March 29, 2022
    • UsulorInform April 1, 2022

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