What Bank Is Cash App On Plaid? Find Out Now!

Plaid is a fintech company that serves as a link between two financial institutions, how? By helping users to connect their bank account to any payment apps. But the question now is what bank is cash app on plaid?

Plaid acts as the intermediary between cash app and your bank account to login and share your bank information securely. For this reason your banking data is authenticated and transferred safely between parties.

You just need to know that you can’t link your card, it is your bank account details like your login email and password which is your online banking details that you can use.

Plaid uses some of the highest encryption protocols available when sending your financial data. This includes the Advanced Encryption Standard (AES 256) and Transport Layer Security (TLS). Because of this plaid is very safe fintech app to make use of.

With the help of plaid you can connect your bank account to any peer to peer (p2p) apps including cash app. Over 5,000 major banks credit unions and other financial services like; chase, wells fargo, and bank of America partners with plaid to help people to verify their bank information and process their financial transactions.

If you want to link your bank account to plaid, you must first open your profile in the cash app. After that you can enter your online banking username and password.

However, before I answer your question what bank is cash app on plaid remember that cash app and other peer to peer application rely on plaids protocol or API that does the major work on the bank end to easily sync with banks.

Does plaid work with cash app?

what bank is cash app on plaid

Yes, cash app work with plaid to help user perform financial transaction with ease by connecting any payment app to your bank. Plaid is just a bridge that hold two financial institutions together to perform any task.

Still, plaid can link your cash app to several other bank accounts. Once linked cash app will always notify you of any activities that happens on your account that is, if your linked bank subscribed to plaid exchange service.

Let look at the reason why plaid was created before i go on to the question what bank is cash app on plaid, it was established because of most apps that requires your online banking details for example Cash App or Venmo.

Cash App requires access to your bank account. It is how you actually get money into your cash app account, add money, transfer funds, pay rent, etc.

That is all done through Plaid as they basically act as a middle man between your bank and Cash App for this case as there are tons of apps that use the platform including Venmo.


What bank is cash app on plaid?

Lincoln Savings Banks.

Cash app bank name on plaid is Lincoln savings Bank, a full service bank offering deposit accounts, loans and other traditional services.

They are member of the Federal Deposit Insurance Corporation, with over 17 branches. With the help of Lincoln savings bank you can connect with plaid with ease.

However, plaid also work with over 10,000 banks and credit unions such as; Chime, Fidelity, Acorns, Capital One, Chase, PayPal, Robinhood, TD Bank, US Bank, Venmo, Regions Bank, Interactive Brokers, Netspend, Bank of America, Navy Federal Credit Union etc.

How to Link Cash App Using Plaid?

Since you understand that plaid support cash app let look at how to link your cash app account to plaid, by manually enter your bank account with Username and Password into Cash App or select Connect Bank Account to use Plaid and enter your banking information. This will connect the bank account to your Cash App account.

Connecting your bank account with Plaid does ensure that you will receive your payments without unnecessary delays due to wrong bank account information.

Advantages of plaid to users of cash app

  • Plaid help you connect with your cash app with ease.
  • When you register with Cash App which is a Plaid-powered app, you can select your financial institution from a list.
  • Enter your Banking login and password.
  • Plaid will encrypt and securely share the information with the Cash App.
  • It bring your cash app and bank together and it serve as a bridge between both platforms.


What is Cash App routing number and how to find yours on the app?

Cash app routing number is the first 9 digit number that you can find on the app’s home page, this will allow you to receive direct deposits into your accounts.

The Cash App routing number is 073923033 for Lincoln Savings Bank. Lincoln Savings Bank uses this routing number for partnerships with financial apps and platforms such as Cash App, the Acorns investing app and M1 Finance.


To find your Cash App routing number and account numbers:

  • From the Cash App home screen, select the “Banking/Money” tab. Your account balance will appear.
  • Below your account balance, tap the routing and account numbers.
  • Use the Cash App options to copy your account and routing numbers or write them down.

However, as a cash app user, you can set up a direct deposit for your payment even if it’s many, other checks and your tax return. You can receive over $25,000 for direct deposit with cash app.

Now, I believe that you are now clear about the question(What bank is cash app on plaid?) but my question now is; is using plaid with cash app free?

Yes, none of the two platform (plaid and cash app) will charge you for making use of their platform, plaid is free for customers.

It is cash app that will even pay plaid when you connect your plaid account, because plaid is helping them to make their users perform any financial transaction with ease.



Cash app is a fintech company just like plaid they work with each other to serve banking purposes to users. Cash app help users to save, invest but plaid help users to connect their cash app account to any other financial institutions.

However, I believe that you are clear now about what bank is cash app on plaid, how do you find cash app on plaid and much more. Did you still have any other questions or are you still finding it difficult to connect your cash app on plaid?

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One Response

  1. Brenda Warner September 8, 2022

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